Societe Generale’s Global Banking and Investor Solutions (GBIS) Division operates in all major markets with close to 12,000 staff in more than 30 countries, over 3,000 staff of which reside in the United States.  The three primary business lines in the United States – Global Finance (GLFI), Coverage and Investment Banking (CORI), and Global Markets (MARK) provide sophisticated banking, advisory, capital markets and trading solutions to a diverse client base.  The GLFI and CORI businesses have important concentrations in Natural Resources, Asset-Backed Products, Leveraged Lending and Capital Markets.  Keys to future successes are a continuing client focus as well as the successful embracing of an increase in market sophistication and the intelligent adaptation to the challenges of ongoing regulatory change.